actually, i am from jackson, and that is for the capital is. i am retired in 2009. it is a good thing. i was a civil servant. now in the state house, there is legislation or some young republicans want to phase out our state retirement program for civil servants. there's house bill 486 that allows people to just elect if they want to contribute to like a personal retirement system instead of the state retirement. host: as far as your first novel -- a personal plan, is that grandfathered from this legislature? caller: i have read most of the bill. it is just in committee. yes, they would probably grandfather me in because i am retired. but the same thing is it will hurt the retirement system because it will bleed people off of it. host: you don't have to mention specifics, but what does that look like? he received a monthly benefit? caller: it is about $1,300. i say that probably about $30,000. i am set up in a way. host: are you going to tax social security? caller: i am 58, so it will be awhile. host: what did you do? caller: i was a librarian. host: and that was c